Make smarter lending decisions
Drive higher conversion rates and customer satisfaction with flexible payment options, empowering customers to make purchases today and pay over time.
Integrate personalised loans
Gain real-time access to invaluable consumer bank data, enabling you to make well-informed credit and risk assessments that drive smarter lending decisions.
Seamless buy now pay later solutions
Integrate buy now pay later solutions that drive customer satisfaction and loyalty
Smarter Decisions
Optimize loan profitability with dynamic risk-based pricing
Optimize Performance
Customize payment plans to fit borrowers' financial needs
Accelerate approvals
Enhance customer experience with instant loan disbursement
Frictionless Origination
API-driven for seamless integration with third-party platforms.
Dynamic Interest Calculation
Flexible interest calculations for accurate revenue recognition.
Header
Verify and onboard customers in a flash
Lending
Implement seamlessly
Staq's platform helps you automate your workflows from start to finish, so you can collaborate more effectively and efficiently.
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/prepaid-cards/customers/#012345678/cards' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "CurrencyCode": "JOD", </span>
<br/><span class="text-blue"> "CardholderName": "John Self"</span>
<br/><span class="text-blue"> "MobileNumber": "0123456789"</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'//sandbox-api.staq.io/api/v1/partner/prepaid-cards/customers/[put here your customerId]/cards/[put here your cardToken]/balance' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 63374ade-aa30-4706-b864-a14c833bafb6' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "AccountNumber": "0010100014015102", </span>
<br/><span class="text-blue"> "BeneficiaryAccount": "0010100063915101", </span>
<br/><span class="text-blue"> "Amount": 20, </span>
<br/><span class="text-blue"> "CurrencyCode": "JOD", </span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/prepaid-cards/customers/[put here your customerId]/cards/[put here your cardToken]/status' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "Status": "FROZEN", </span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/prepaid-cards/customers/[put here your customerId]/cards/[put here your cardToken]/pan?show_cvv=true' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/transfers/customers/#012345678/internal' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "CustomerAccount": "0010100014015102", </span>
<br/><span class="text-blue"> "BeneficiaryAccount": "0010100063915101", </span>
<br/><span class="text-blue"> "Amount": 20, </span>
<br/><span class="text-blue"> "CurrencyCode": "JOD", </span>
<br/><span class="text-blue"> "TransferNote": "Message goes here"</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/transfers/customers/[put here your customerId]?pageNumber=1&pageSize=10&type=transfer&month=&year='\</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/accounts/customers/#012345678/internal' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "CurrencyCode": "JOD", </span>
<br/><span class="text-blue"> "AccountName": "SavingsAccount"</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XGET </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/accounts/customers/[put here your customerId]/accounts?pageNumber=1&pageSize=10'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XGET </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/partner/accounts/customers/[put here your customerId]/accounts/[put here your accountNumber]/transactions?dateTo=2021-03-01&dateFrom=2015-01-01&pageSize=10&pageNumber=1'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/tppa/users' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "Email": "john.wick@finto.io", </span>
<br/><span class="text-blue"> "Username": "john_wick", </span>
<br/><span class="text-blue"> "Password": "VERY_str0ng_p@ssword"</span>
<br/><span class="text-blue"> "PhoneNumber": "+123456789012"</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/tppa/token' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "access_token": "l9oldWz6RtpS5DYl26CJBLw6kqI", </span>
<br/><span class="text-blue"> "token_type": "Bearer", </span>
<br/><span class="text-blue"> "expires_in": "3599"</span>
<br/><span class="text-blue"> "refresh_token": "6dfedWz6RtpS5Rt7Y6CJBLw6kqI"</span>
<br/><span class="text-blue"> "scope": "identity"</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/tppa/users/password/reset/request' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "Email": "john.wick@finto.io" </span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/tppa/users' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "Product": "Auto Loan", </span>
<br/><span class="text-blue"> "CrifConsent": true, </span>
<br/><span class="text-blue"> "PersonalDetails": { "NationalId": "9962023180", "PhoneNumber": "0795023578", "TypeOfResidence": "Owned", "WorkDetails": { "EmploymentType": "Employee", "PositionTitle": "Specialist", "CompanyName": "Bank Al Etihad", "Sector": "Private", "EmploymentStartDate": "01/08/2015", "BusinessLine": "Bakery", "NetSalary": 2000 }, "LoanDetails": { "LoanAmount": 2020, "LoanTerm": 60, "InstallmentDay": 25, "CarDetails": { "CarType": "Car", "CarMake": "Honda", "CarModel": "Civic", "CarCondition": "Used", "YearOfManufacture": "2020", "FuelOption": "Fuel", "CarPrice": 20000, "DealershipName": "Obaidi" } } }</span>
<br/><span class="text-blue"> }'</span>
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<span class="text-pink">curl</span> <span class="text-white">-XPOST </span><span class="text-blue">'https://sandbox-api.staq.io/api/v1/loans/requests/[ request id ]'\</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Idempotency-key: 65d16950-1355-486e-8322-6002b713e0a6' \</span>
<br/><span class="text-white"> --header </span><span class="text-blue">'Content-Type: application/json' \</span>
<br/><span class="text-white"> --data </span><span class="text-blue">'{ </span>
<br/><span class="text-blue"> "RequestId": 22001, </span>
<br/><span class="text-blue"> "ProductCode": "PL1", </span>
<br/><span class="text-blue">"RequiredDocument": [ { "Url": "https://s3url.com/", "DocumentCode": "RESIDNECY_DOCUMENT" } ]</span>
<br/><span class="text-blue"> }'</span>
Ready to scale?
